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#CitizenBank #CZBILDividend #N
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By Sandeep Chaudhary

Citizen Bank International (CZBIL) Dividend 2081/82: 5.03% Total Payout Announced – Cash & Bonus Breakdown

Citizen Bank International (CZBIL) Dividend 2081/82: 5.03% Total Payout Announced – Cash & Bonus Breakdown

Citizen Bank International Limited (CZBIL) has declared a total dividend of 5.03% for the fiscal year 2081/82, which includes 5.00% cash dividend and 0.26% bonus shares. This announcement showcases the bank’s steady and disciplined approach toward dividend distribution, balancing profitability with long-term financial stability. Despite facing a cautious regulatory environment, the bank has successfully maintained consistent shareholder rewards, reflecting its prudent management strategy.

In recent years, CZBIL’s dividend policy has shifted from high double-digit payouts to moderate, stable returns. For instance, the bank distributed 4.21% in FY 2080/81 and 5.79% in FY 2079/80. The current dividend of 5.03% continues this steady trend, underlining the bank’s commitment to sustainable performance. Nepal Rastra Bank’s recent tightening of margin lending and capital adequacy norms has prompted banks to maintain conservative payout ratios, and CZBIL’s decision aligns perfectly with these macroeconomic realities.

At the current market price of NPR 207.8, the dividend yield stands at approximately 2.42% (cash portion only), providing a stable return to investors. The minimal 0.26% bonus share suggests the bank’s focus on retaining earnings to strengthen its balance sheet and support future growth. Over time, CZBIL has built a strong image as a reliable institution — maintaining profitability, managing risk effectively, and rewarding its shareholders with regular dividends.

Historically, Citizen Bank offered as high as 21.05% dividends in its earlier growth phase, demonstrating its strong earning capacity. However, in the current regulatory and economic landscape, the bank has prioritized capital preservation and sustainable growth over aggressive payouts. This measured approach reinforces confidence among investors looking for stability in Nepal’s banking sector.

For investors seeking consistent performance and reliable returns, Citizen Bank International (CZBIL) continues to be a steady choice in Nepal’s share market. Its dividend announcement for FY 2081/82 signals a continuation of its balanced financial policy — rewarding shareholders while preserving long-term strength.

If you are interested in mastering technical and fundamental stock market analysis, Mr. Sandeep Kumar Chaudhary — one of Nepal’s leading market analysts and trainers — offers both online and physical stock market training classes. To join or inquire, contact +977 9709066745 for professional guidance and mentorship.

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