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Monetary Policy 2082/83: Call for Structural and Policy Reforms to Restore Private Sector Confidence

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Monetary Policy 2082/83: Call for Structural and Policy Reforms to Restore Private Sector Confidence

CNI Urges Structural and Policy Reforms in Upcoming Monetary Policy to Restore Private Sector Confidence The Confederation of Nepalese Industries (CNI) has submitted a detailed set of recommendations to Nepal Rastra Bank (NRB) ahead of the upcoming monetary policy announcement. Despite signs of partial recovery in the economy, CNI President Rajesh Kumar Agrawal noted that full normalization is yet to be achieved. The recommendations were formally presented to NRB Governor Dr. Bishnu Prasad Paudel.

Dipesh Ghimire

6 Jul, 2025

AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution

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AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution

AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution Artificial Intelligence (AI) is rapidly transforming the global financial and capital markets. From executing trades in milliseconds to predicting market trends, AI has become an indispensable tool in high-speed, high-volume trading environments. In developed markets, AI-driven systems analyze vast amounts of data, including price movements, news sentiment, and economic indicators, to make accurate and timely decisions that far outperform human capabilities. One of the most popular applications of AI in the financial world is algorithmic trading. These systems follow predefined rules—such as price, volume, and market trend—to automatically buy or sell stocks. This automation enables traders, especially day traders and institutional investors, to execute thousands of trades with precision and speed. Machine learning models, a subset of AI, can also identify historical patterns and forecast future price movements based on large datasets.

Dipesh Ghimire

3 Jul, 2025

Latest Blogs

Read our latest blogs to get the latest updates & news.

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2 min read

Monetary Policy 2082/83: Call for Structural and Policy Reforms to Restore Private Sector Confidence

Dipesh Ghimire

6 Jul, 2025

Top

2 min read

AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution

Dipesh Ghimire

3 Jul, 2025

Foreign IT Companies’ Tax Jumps Over 7-Fold in Nepal,– Mixed Signals in Nepal's 11-Month Tax Performance

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3 min read

Foreign IT Companies’ Tax Jumps Over 7-Fold in Nepal,– Mixed Signals in Nepal's 11-Month Tax Performance

Foreign IT Companies’ Tax Jumps Over 7-Fold in Nepal,– Mixed Signals in Nepal's 11-Month Tax Performance Nepal’s tax authority has recorded a striking 7.2-fold surge in the collection of Digital Service Tax (DST) from global IT giants such as Meta, X (formerly Twitter), Netflix, Google, and TikTok. According to the Inland Revenue Department (IRD), Nepal collected NPR 49 million in DST during the first 11 months of the fiscal year 2081/82 (2024/25), compared to only NPR 6.8 million during the same period last year. This massive leap is attributed to stricter enforcement of the Electronic Services Tax Procedure 2079, which mandates registration and tax compliance from foreign digital service providers operating in Nepal. The growing compliance by major international platforms, in response to Nepal’s new regulatory push, has translated into stronger revenue performance in the digital domain.

Dipesh Ghimire

3 Jul, 2025

Nepal’s Public Debt Soars to NPR 2.65 Trillion: Rising External Borrowing Threatens Sustainable Development Goals

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Nepal’s Public Debt Soars to NPR 2.65 Trillion: Rising External Borrowing Threatens Sustainable Development Goals

Nepal’s Public Debt Soars to NPR 2.65 Trillion: Rising External Borrowing Threatens Sustainable Development Goals Nepal's public debt has reached an alarming NPR 2.65 trillion (26 kharba 54 arba), with foreign loans alone accounting for nearly NPR 1.4 trillion (13 kharba 82 arba), raising concerns over the country’s ability to meet its Sustainable Development Goals (SDGs) by 2030. This data, published by Nepal’s Public Debt Management Office as of the end of Jestha (11 months into FY 2081/82), reveals a sharp rise in debt burden — both domestic and external — which now constitutes 43.47% of the country’s GDP.

Dipesh Ghimire

3 Jul, 2025

Media Trapping in Nepal’s Stock Market: A Growing Threat to Retail Investors

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Media Trapping in Nepal’s Stock Market: A Growing Threat to Retail Investors

Media Trapping in Nepal’s Stock Market: A Growing Threat to Retail Investors In recent times, the term “media trapping” has become increasingly popular in Nepal’s stock market landscape. This refers to the act of influencing investor psychology through selective, misleading, or false information published via online media, newspapers, and social platforms. The intention behind such manipulation is to create artificial hype or fear to benefit a specific person, group, or institution by driving stock prices up or down. The method is calculated and strategic. When someone wants to inflate the price of a certain stock, they often circulate exaggerated or fake news—such as upcoming dividends, mergers, or expansion plans—across YouTube, Facebook, Viber groups, or news portals. These reports are rarely based on official disclosures or verified data. As ordinary investors begin buying, the stock price rises unnaturally. The manipulators then sell off their holdings at a profit. After that, the same channels may release negative news to spark panic and drive the price back down, leaving retail investors trapped in loss.

Dipesh Ghimire

2 Jul, 2025

Why Every Investor Must Stay Informed — Lessons from a Financial Literacy Workshop

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Why Every Investor Must Stay Informed — Lessons from a Financial Literacy Workshop

In a recent financial literacy training session, a participant raised a thought-provoking question that resonates with many long-term investors: "I am a long-term investor. Once I purchase a stock, I hold it for at least five years. I don’t actively trade or switch companies often like traders do. So why should I frequently check financial news or company updates?" This question opened the floor for a broader discussion. Before the session had officially begun, another participant had informally shared with the trainer that he had once lost NPR 100,000 because he was unaware of a rights offering by an insurance company. As a result, he missed the application window. "Maybe the stock market isn’t for me," he said, expressing his frustration over the incident.

Dipesh Ghimire

2 Jul, 2025

Key Financial Authorities in Nepal: A Comprehensive Guide to Verification and Oversight

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Key Financial Authorities in Nepal: A Comprehensive Guide to Verification and Oversight

Key Financial Authorities in Nepal: A Comprehensive Guide to Verification and Oversight In a growing and increasingly digitalized financial market, the need for verified information and regulatory transparency has become more critical than ever. Investors, financial institutions, and the general public are advised to stay informed through official sources provided by Nepal’s financial regulatory and oversight bodies. A compiled list of 13 key institutions offers a roadmap for anyone seeking reliable data, market updates, or regulatory guidance in the Nepalese capital market.

Dipesh Ghimire

2 Jul, 2025

Liquidity Improves as Banks Prioritize Loan Recovery Over Disbursement Amid Sluggish Economy

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Liquidity Improves as Banks Prioritize Loan Recovery Over Disbursement Amid Sluggish Economy

Liquidity Improves as Banks Prioritize Loan Recovery Over Disbursement Amid Sluggish Economy As the Nepali fiscal year approaches its close in Asar (mid-June to mid-July), banks and financial institutions in Nepal have shifted their focus more towards loan recovery than fresh loan disbursement. This strategic adjustment is starting to ease the liquidity crunch that the banking sector has grappled with in recent months. According to data published by Nepal Rastra Bank (NRB), the average credit-to-deposit (CD) ratio of the banking sector has dropped to 78.05% as of last Thursday, reflecting a 0.08 percentage point decrease from the previous day. This downward trend in CD ratio indicates growing investable liquidity within the banking system.

Dipesh Ghimire

30 Jun, 2025

Nepal’s Capital Market: Challenges, Reform Proposals, and the Path to Effective Regulation

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Nepal’s Capital Market: Challenges, Reform Proposals, and the Path to Effective Regulation

Nepal’s Capital Market: Challenges, Reform Proposals, and the Path to Effective Regulation Nepal’s capital market, while showing signs of gradual maturity, continues to face persistent structural and operational challenges that mirror issues in other global markets. However, experts argue that the true differentiator lies not in the problems themselves—but in how effectively those problems are identified, addressed, and resolved. Referencing author Pierre Filion, who noted that “the real problem is in finding the solution to a problem,” this article explores how Nepal’s capital market can overcome its systemic weaknesses.

Dipesh Ghimire

30 Jun, 2025

Provision for Loan Loss and Non-Performing Loans Surge in Microfinance Sector

Provision for Loan Loss and Non-Performing Loans Surge in Microfinance Sector There has been a notable increase in both the total loan loss provisioning and provisioning for non-performing loans (NPLs) among microfinance institutions (MFIs), including both wholesale and retail lending MFIs, according to Nepal Rastra Bank (NRB). This was highlighted in the third-quarter off-site supervision report for FY 2081/82 published by NRB’s Microfinance Supervision Department.

Dipesh Ghimire

28 Jun, 2025