Top3 min readUnderstanding Types of Divergence in Trading: A Guide to Key IndicatorsUnderstanding Types of Divergence in Trading: A Guide to Key Indicators Divergence is a critical concept in technical analysis, widely used by traders to predict potential reversals or continuations in price trends. Divergence occurs when the price of an asset moves in the opposite direction of an indicator, typically a momentum oscillator like the Relative Strength Index (RSI) or Moving Average Convergence Divergence (MACD). The different types of divergence—Regular, Hidden, and Exaggerated—offer distinct insights into market behavior, helping traders make informed decisions based on the relationship between price movements and technical indicators.Dipesh Ghimire·17 Feb, 2026
Top3 min readA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and RewardA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and Reward In the world of trading, one of the most critical aspects of risk management involves setting appropriate stop loss and target locations. The use of stop loss orders helps mitigate losses when the market moves unfavorably, while target orders set a clear exit strategy for when a trade hits a desired profit level. The latest trading guide emphasizes different strategies for setting stop loss and target locations, particularly focusing on various chart patterns and their associated risk-reward setups.Dipesh Ghimire·17 Feb, 2026
Top3 min readUnderstanding Types of Divergence in Trading: A Guide to Key IndicatorsUnderstanding Types of Divergence in Trading: A Guide to Key Indicators Divergence is a critical concept in technical analysis, widely used by traders to predict potential reversals or continuations in price trends. Divergence occurs when the price of an asset moves in the opposite direction of an indicator, typically a momentum oscillator like the Relative Strength Index (RSI) or Moving Average Convergence Divergence (MACD). The different types of divergence—Regular, Hidden, and Exaggerated—offer distinct insights into market behavior, helping traders make informed decisions based on the relationship between price movements and technical indicators.Dipesh Ghimire·17 Feb, 2026
Top3 min readA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and RewardA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and Reward In the world of trading, one of the most critical aspects of risk management involves setting appropriate stop loss and target locations. The use of stop loss orders helps mitigate losses when the market moves unfavorably, while target orders set a clear exit strategy for when a trade hits a desired profit level. The latest trading guide emphasizes different strategies for setting stop loss and target locations, particularly focusing on various chart patterns and their associated risk-reward setups.Dipesh Ghimire·17 Feb, 2026
Top3 min readAnalysis of Supply Strength Zones in Market Trends: A Detailed BreakdownAnalysis of Supply Strength Zones in Market Trends: A Detailed Breakdown In recent market analysis, the concept of "Supply Strength Zones" has gained significant attention among traders. These zones, categorized into Strong Supply Zones, Normal Supply Zones, and Weak Supply Zones, provide valuable insights into the behavior of price action and are essential for predicting potential market movements. A deeper understanding of these zones can help investors make informed decisions and improve their trading strategies.Dipesh Ghimire·17 Feb, 2026
Top4 min readLife Insurance Companies Scale Back on Single Premium Policies, Amid Rising RisksLife Insurance Companies Scale Back on Single Premium Policies, Amid Rising Risks Life insurance companies in Nepal have significantly reduced their issuance of single premium policies, citing rising risks and unsustainable business practices. This reduction comes after a noticeable shift in policyholder behavior, with many individuals surrendering their policies prematurely or using them as collateral for loans, which has amplified risks for insurers. Decline in Single Premium Policies In the first six months of the current fiscal year 2082/83, life insurance companies issued only 7,946 single premium life insurance policies, representing a 23% decline compared to the same period last year when 10,309 such policies were issued. According to data from the Nepal Insurance Authority, the share of single premium policies within total policies issued has also decreased significantly. As of the end of Poush (December), single premium policies accounted for just 0.22% of the total policies issued, a notable drop from the 0.36% share in the previous fiscal year. A single premium life insurance policy is a type of insurance where the policyholder pays the full premium in a lump sum at the time of purchase. This policy had previously been promoted by insurance companies, offering a one-time commission of 6% to agents. However, this practice has been phased out due to the rising number of policy surrenders or the use of policies as collateral for loans, which have contributed to increasing risk for the insurers.Dipesh Ghimire·17 Feb, 2026
Top4 min readNepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan ActivityNepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan Activity In recent months, Nepal’s banking sector has witnessed a notable shift, as commercial banks and financial institutions began offering share loans at interest rates lower than the average market rates. With rates 1-2 percent lower than regular loan offerings, there has been a surge in enthusiasm among investors, particularly in the stock market. This development is expected to increase market transactions and provide easier access for investors, contributing to the overall growth of the market. Continuous Decline in Interest Rates Interest rates in the banking and financial sectors have been on a downward trajectory, primarily due to a combination of factors such as increased liquidity in financial institutions and a shrinking credit flow. According to the latest data, the weighted average interest rate for loans by commercial banks dropped to 7.12% as of last Poush (December), signaling a downward trend in lending rates. Additionally, with the decrease in the base rate set by banks, which now stands at 5%, the overall lending rates have followed suit, offering even more competitive borrowing conditions. Financial institutions have also lowered the premium rates added to the base rate, which were once as high as 5%. Currently, they are offering loans with just a 1-1.5% premium due to improved liquidity levels.Dipesh Ghimire·17 Feb, 2026
Top3 min readNepal Stock Exchange Needs Restructuring for Competitiveness and GrowthNepal Stock Exchange Needs Restructuring for Competitiveness and Growth The need to restructure Nepal Stock Exchange (NEPSE) for enhanced competitiveness has been a topic of discussion for decades. Several government reports over the years have pointed out the necessity of restructuring NEPSE to make it more business-oriented and competitive. A recent government budget presentation has reiterated this goal by including plans for NEPSE's restructuring. As part of this initiative, the government formed a committee under the leadership of Prakash Jung Thapa in 2022, tasked with studying and proposing recommendations for NEPSE's restructuring. The committee’s report focused on key areas such as capital increase, changes to the ownership structure, inclusion of strategic partners, and modifications to the board of directors. These proposals aim to transform NEPSE into a more efficient and competitive exchange.Dipesh Ghimire·17 Feb, 2026
Top3 min readIndia Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI AmbitionsIndia Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI Ambitions India has announced an ambitious “Data City” project in Visakhapatnam, Andhra Pradesh, aiming to narrow the technological gap with the United States and China in artificial intelligence. The state government has unveiled plans to develop a large-scale ecosystem of data centers, AI infrastructure, and digital supply chains, positioning the coastal city as a major technology hub in South Asia. The initiative is being led by the Government of Andhra Pradesh, with strong backing from state leadership. Information Technology Minister Nara Lokesh said the AI revolution is no longer optional but inevitable, and that India must actively shape its future. According to him, the state has already secured investment commitments worth around $175 billion across 760 projects.Dipesh Ghimire·16 Feb, 2026
Top3 min readElection Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives PollElection Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives Poll The Election Commission of Nepal has issued a detailed 64-point directive to political parties and candidates contesting the upcoming House of Representatives election scheduled for Falgun 21. The guidelines were made public through a press statement before the official campaign period began, with the aim of ensuring a free, fair, and dignified electoral process. The Commission said the directive is intended to prevent malpractice, intimidation, and misuse of money and power during the campaign. Under the new rules, candidates and political parties are strictly prohibited from obstructing anyone’s right to contest, campaign, or vote. Acts such as issuing threats, offering financial incentives, enforcing social boycotts, displaying weapons or explosives, and influencing voters through gifts, cash, food, or entertainment have been categorically banned.Dipesh Ghimire·16 Feb, 2026
Top2 min readMicrofinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83Microfinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83 Nepal’s microfinance sector has posted a strong financial recovery in the second quarter of the current fiscal year 2082/83, with overall net profit rising by 73.17 percent compared to the same period last year. Improved loan quality, higher interest income, and supportive monetary policies have helped strengthen earnings across most institutions, signaling renewed stability in the sector. According to financial statements up to the end of Poush, microfinance institutions earned a combined net profit of Rs 4.79 billion this year, up from Rs 2.76 billion in the corresponding period of the previous fiscal year. The sharp increase reflects a turnaround from last year’s sluggish performance, when rising bad loans and liquidity constraints had weighed heavily on profitability.Dipesh Ghimire·16 Feb, 2026
Top3 min readOnly Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory DeadlineOnly Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory Deadline Out of 44 foreign reinsurance broker companies registered with the Nepal Insurance Authority, only seven have established contact offices in Nepal so far, even after the expiry of the second regulatory deadline. The move highlights slow compliance with domestic regulations aimed at strengthening oversight and transparency in the reinsurance market. Under the Reinsurance Directive 2080, foreign brokers seeking to operate with Nepali insurers are required to register with the Authority and open a local office. Companies from India, Malaysia, the United Arab Emirates (UAE), and Singapore have so far complied with this requirement. The latest deadline, which ended in Poush, marked the second extension granted by the regulator.Dipesh Ghimire·16 Feb, 2026
Top3 min readUnderstanding Types of Divergence in Trading: A Guide to Key IndicatorsUnderstanding Types of Divergence in Trading: A Guide to Key Indicators Divergence is a critical concept in technical analysis, widely used by traders to predict potential reversals or continuations in price trends. Divergence occurs when the price of an asset moves in the opposite direction of an indicator, typically a momentum oscillator like the Relative Strength Index (RSI) or Moving Average Convergence Divergence (MACD). The different types of divergence—Regular, Hidden, and Exaggerated—offer distinct insights into market behavior, helping traders make informed decisions based on the relationship between price movements and technical indicators.Dipesh Ghimire·17 Feb, 2026
Top3 min readA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and RewardA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and Reward In the world of trading, one of the most critical aspects of risk management involves setting appropriate stop loss and target locations. The use of stop loss orders helps mitigate losses when the market moves unfavorably, while target orders set a clear exit strategy for when a trade hits a desired profit level. The latest trading guide emphasizes different strategies for setting stop loss and target locations, particularly focusing on various chart patterns and their associated risk-reward setups.Dipesh Ghimire·17 Feb, 2026
Top3 min readAnalysis of Supply Strength Zones in Market Trends: A Detailed BreakdownAnalysis of Supply Strength Zones in Market Trends: A Detailed Breakdown In recent market analysis, the concept of "Supply Strength Zones" has gained significant attention among traders. These zones, categorized into Strong Supply Zones, Normal Supply Zones, and Weak Supply Zones, provide valuable insights into the behavior of price action and are essential for predicting potential market movements. A deeper understanding of these zones can help investors make informed decisions and improve their trading strategies.Dipesh Ghimire·17 Feb, 2026
Top4 min readLife Insurance Companies Scale Back on Single Premium Policies, Amid Rising RisksLife Insurance Companies Scale Back on Single Premium Policies, Amid Rising Risks Life insurance companies in Nepal have significantly reduced their issuance of single premium policies, citing rising risks and unsustainable business practices. This reduction comes after a noticeable shift in policyholder behavior, with many individuals surrendering their policies prematurely or using them as collateral for loans, which has amplified risks for insurers. Decline in Single Premium Policies In the first six months of the current fiscal year 2082/83, life insurance companies issued only 7,946 single premium life insurance policies, representing a 23% decline compared to the same period last year when 10,309 such policies were issued. According to data from the Nepal Insurance Authority, the share of single premium policies within total policies issued has also decreased significantly. As of the end of Poush (December), single premium policies accounted for just 0.22% of the total policies issued, a notable drop from the 0.36% share in the previous fiscal year. A single premium life insurance policy is a type of insurance where the policyholder pays the full premium in a lump sum at the time of purchase. This policy had previously been promoted by insurance companies, offering a one-time commission of 6% to agents. However, this practice has been phased out due to the rising number of policy surrenders or the use of policies as collateral for loans, which have contributed to increasing risk for the insurers.Dipesh Ghimire·17 Feb, 2026
Top4 min readNepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan ActivityNepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan Activity In recent months, Nepal’s banking sector has witnessed a notable shift, as commercial banks and financial institutions began offering share loans at interest rates lower than the average market rates. With rates 1-2 percent lower than regular loan offerings, there has been a surge in enthusiasm among investors, particularly in the stock market. This development is expected to increase market transactions and provide easier access for investors, contributing to the overall growth of the market. Continuous Decline in Interest Rates Interest rates in the banking and financial sectors have been on a downward trajectory, primarily due to a combination of factors such as increased liquidity in financial institutions and a shrinking credit flow. According to the latest data, the weighted average interest rate for loans by commercial banks dropped to 7.12% as of last Poush (December), signaling a downward trend in lending rates. Additionally, with the decrease in the base rate set by banks, which now stands at 5%, the overall lending rates have followed suit, offering even more competitive borrowing conditions. Financial institutions have also lowered the premium rates added to the base rate, which were once as high as 5%. Currently, they are offering loans with just a 1-1.5% premium due to improved liquidity levels.Dipesh Ghimire·17 Feb, 2026
Top3 min readNepal Stock Exchange Needs Restructuring for Competitiveness and GrowthNepal Stock Exchange Needs Restructuring for Competitiveness and Growth The need to restructure Nepal Stock Exchange (NEPSE) for enhanced competitiveness has been a topic of discussion for decades. Several government reports over the years have pointed out the necessity of restructuring NEPSE to make it more business-oriented and competitive. A recent government budget presentation has reiterated this goal by including plans for NEPSE's restructuring. As part of this initiative, the government formed a committee under the leadership of Prakash Jung Thapa in 2022, tasked with studying and proposing recommendations for NEPSE's restructuring. The committee’s report focused on key areas such as capital increase, changes to the ownership structure, inclusion of strategic partners, and modifications to the board of directors. These proposals aim to transform NEPSE into a more efficient and competitive exchange.Dipesh Ghimire·17 Feb, 2026
Top3 min readIndia Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI AmbitionsIndia Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI Ambitions India has announced an ambitious “Data City” project in Visakhapatnam, Andhra Pradesh, aiming to narrow the technological gap with the United States and China in artificial intelligence. The state government has unveiled plans to develop a large-scale ecosystem of data centers, AI infrastructure, and digital supply chains, positioning the coastal city as a major technology hub in South Asia. The initiative is being led by the Government of Andhra Pradesh, with strong backing from state leadership. Information Technology Minister Nara Lokesh said the AI revolution is no longer optional but inevitable, and that India must actively shape its future. According to him, the state has already secured investment commitments worth around $175 billion across 760 projects.Dipesh Ghimire·16 Feb, 2026
Top3 min readElection Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives PollElection Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives Poll The Election Commission of Nepal has issued a detailed 64-point directive to political parties and candidates contesting the upcoming House of Representatives election scheduled for Falgun 21. The guidelines were made public through a press statement before the official campaign period began, with the aim of ensuring a free, fair, and dignified electoral process. The Commission said the directive is intended to prevent malpractice, intimidation, and misuse of money and power during the campaign. Under the new rules, candidates and political parties are strictly prohibited from obstructing anyone’s right to contest, campaign, or vote. Acts such as issuing threats, offering financial incentives, enforcing social boycotts, displaying weapons or explosives, and influencing voters through gifts, cash, food, or entertainment have been categorically banned.Dipesh Ghimire·16 Feb, 2026
Top2 min readMicrofinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83Microfinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83 Nepal’s microfinance sector has posted a strong financial recovery in the second quarter of the current fiscal year 2082/83, with overall net profit rising by 73.17 percent compared to the same period last year. Improved loan quality, higher interest income, and supportive monetary policies have helped strengthen earnings across most institutions, signaling renewed stability in the sector. According to financial statements up to the end of Poush, microfinance institutions earned a combined net profit of Rs 4.79 billion this year, up from Rs 2.76 billion in the corresponding period of the previous fiscal year. The sharp increase reflects a turnaround from last year’s sluggish performance, when rising bad loans and liquidity constraints had weighed heavily on profitability.Dipesh Ghimire·16 Feb, 2026
Top3 min readOnly Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory DeadlineOnly Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory Deadline Out of 44 foreign reinsurance broker companies registered with the Nepal Insurance Authority, only seven have established contact offices in Nepal so far, even after the expiry of the second regulatory deadline. The move highlights slow compliance with domestic regulations aimed at strengthening oversight and transparency in the reinsurance market. Under the Reinsurance Directive 2080, foreign brokers seeking to operate with Nepali insurers are required to register with the Authority and open a local office. Companies from India, Malaysia, the United Arab Emirates (UAE), and Singapore have so far complied with this requirement. The latest deadline, which ended in Poush, marked the second extension granted by the regulator.Dipesh Ghimire·16 Feb, 2026
Dipesh Ghimire·17 Feb, 2026Understanding Types of Divergence in Trading: A Guide to Key IndicatorsUnderstanding Types of Divergence in Trading: A Guide to Key Indicators Divergence is a critical concept in technical analysis, widely used by traders to predict potential reversals or continuations in price trends. Divergence occurs when the price of an asset moves in the opposite direction of an indicator, typically a momentum oscillator like the Relative Strength Index (RSI) or Moving Average Convergence Divergence (MACD). The different types of divergence—Regular, Hidden, and Exaggerated—offer distinct insights into market behavior, helping traders make informed decisions based on the relationship between price movements and technical indicators.Top3 min read
Dipesh Ghimire·17 Feb, 2026A Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and RewardA Comprehensive Guide to Stop Loss and Target Locations in Trading: Insights on Managing Risk and Reward In the world of trading, one of the most critical aspects of risk management involves setting appropriate stop loss and target locations. The use of stop loss orders helps mitigate losses when the market moves unfavorably, while target orders set a clear exit strategy for when a trade hits a desired profit level. The latest trading guide emphasizes different strategies for setting stop loss and target locations, particularly focusing on various chart patterns and their associated risk-reward setups.Top3 min read
Dipesh Ghimire·17 Feb, 2026Analysis of Supply Strength Zones in Market Trends: A Detailed BreakdownAnalysis of Supply Strength Zones in Market Trends: A Detailed Breakdown In recent market analysis, the concept of "Supply Strength Zones" has gained significant attention among traders. These zones, categorized into Strong Supply Zones, Normal Supply Zones, and Weak Supply Zones, provide valuable insights into the behavior of price action and are essential for predicting potential market movements. A deeper understanding of these zones can help investors make informed decisions and improve their trading strategies.Top3 min read
Dipesh Ghimire·17 Feb, 2026Life Insurance Companies Scale Back on Single Premium Policies, Amid Rising RisksLife Insurance Companies Scale Back on Single Premium Policies, Amid Rising Risks Life insurance companies in Nepal have significantly reduced their issuance of single premium policies, citing rising risks and unsustainable business practices. This reduction comes after a noticeable shift in policyholder behavior, with many individuals surrendering their policies prematurely or using them as collateral for loans, which has amplified risks for insurers. Decline in Single Premium Policies In the first six months of the current fiscal year 2082/83, life insurance companies issued only 7,946 single premium life insurance policies, representing a 23% decline compared to the same period last year when 10,309 such policies were issued. According to data from the Nepal Insurance Authority, the share of single premium policies within total policies issued has also decreased significantly. As of the end of Poush (December), single premium policies accounted for just 0.22% of the total policies issued, a notable drop from the 0.36% share in the previous fiscal year. A single premium life insurance policy is a type of insurance where the policyholder pays the full premium in a lump sum at the time of purchase. This policy had previously been promoted by insurance companies, offering a one-time commission of 6% to agents. However, this practice has been phased out due to the rising number of policy surrenders or the use of policies as collateral for loans, which have contributed to increasing risk for the insurers.Top4 min read
Dipesh Ghimire·17 Feb, 2026Nepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan ActivityNepal's Banking Sector Sees Decline in Loan Interest Rates, Increasing Share Loan Activity In recent months, Nepal’s banking sector has witnessed a notable shift, as commercial banks and financial institutions began offering share loans at interest rates lower than the average market rates. With rates 1-2 percent lower than regular loan offerings, there has been a surge in enthusiasm among investors, particularly in the stock market. This development is expected to increase market transactions and provide easier access for investors, contributing to the overall growth of the market. Continuous Decline in Interest Rates Interest rates in the banking and financial sectors have been on a downward trajectory, primarily due to a combination of factors such as increased liquidity in financial institutions and a shrinking credit flow. According to the latest data, the weighted average interest rate for loans by commercial banks dropped to 7.12% as of last Poush (December), signaling a downward trend in lending rates. Additionally, with the decrease in the base rate set by banks, which now stands at 5%, the overall lending rates have followed suit, offering even more competitive borrowing conditions. Financial institutions have also lowered the premium rates added to the base rate, which were once as high as 5%. Currently, they are offering loans with just a 1-1.5% premium due to improved liquidity levels.Top4 min read
Dipesh Ghimire·17 Feb, 2026Nepal Stock Exchange Needs Restructuring for Competitiveness and GrowthNepal Stock Exchange Needs Restructuring for Competitiveness and Growth The need to restructure Nepal Stock Exchange (NEPSE) for enhanced competitiveness has been a topic of discussion for decades. Several government reports over the years have pointed out the necessity of restructuring NEPSE to make it more business-oriented and competitive. A recent government budget presentation has reiterated this goal by including plans for NEPSE's restructuring. As part of this initiative, the government formed a committee under the leadership of Prakash Jung Thapa in 2022, tasked with studying and proposing recommendations for NEPSE's restructuring. The committee’s report focused on key areas such as capital increase, changes to the ownership structure, inclusion of strategic partners, and modifications to the board of directors. These proposals aim to transform NEPSE into a more efficient and competitive exchange.Top3 min read
Dipesh Ghimire·16 Feb, 2026India Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI AmbitionsIndia Unveils Massive ‘Data City’ Plan in Andhra Pradesh to Boost Global AI Ambitions India has announced an ambitious “Data City” project in Visakhapatnam, Andhra Pradesh, aiming to narrow the technological gap with the United States and China in artificial intelligence. The state government has unveiled plans to develop a large-scale ecosystem of data centers, AI infrastructure, and digital supply chains, positioning the coastal city as a major technology hub in South Asia. The initiative is being led by the Government of Andhra Pradesh, with strong backing from state leadership. Information Technology Minister Nara Lokesh said the AI revolution is no longer optional but inevitable, and that India must actively shape its future. According to him, the state has already secured investment commitments worth around $175 billion across 760 projects.Top3 min read
Dipesh Ghimire·16 Feb, 2026Election Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives PollElection Commission Issues 64-Point Code to Regulate Campaigning for House of Representatives Poll The Election Commission of Nepal has issued a detailed 64-point directive to political parties and candidates contesting the upcoming House of Representatives election scheduled for Falgun 21. The guidelines were made public through a press statement before the official campaign period began, with the aim of ensuring a free, fair, and dignified electoral process. The Commission said the directive is intended to prevent malpractice, intimidation, and misuse of money and power during the campaign. Under the new rules, candidates and political parties are strictly prohibited from obstructing anyone’s right to contest, campaign, or vote. Acts such as issuing threats, offering financial incentives, enforcing social boycotts, displaying weapons or explosives, and influencing voters through gifts, cash, food, or entertainment have been categorically banned.Top3 min read
Dipesh Ghimire·16 Feb, 2026Microfinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83Microfinance Sector Records Sharp Profit Growth in Second Quarter of FY 2082/83 Nepal’s microfinance sector has posted a strong financial recovery in the second quarter of the current fiscal year 2082/83, with overall net profit rising by 73.17 percent compared to the same period last year. Improved loan quality, higher interest income, and supportive monetary policies have helped strengthen earnings across most institutions, signaling renewed stability in the sector. According to financial statements up to the end of Poush, microfinance institutions earned a combined net profit of Rs 4.79 billion this year, up from Rs 2.76 billion in the corresponding period of the previous fiscal year. The sharp increase reflects a turnaround from last year’s sluggish performance, when rising bad loans and liquidity constraints had weighed heavily on profitability.Top2 min read
Dipesh Ghimire·16 Feb, 2026Only Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory DeadlineOnly Seven Foreign Reinsurance Brokers Establish Offices in Nepal Despite Regulatory Deadline Out of 44 foreign reinsurance broker companies registered with the Nepal Insurance Authority, only seven have established contact offices in Nepal so far, even after the expiry of the second regulatory deadline. The move highlights slow compliance with domestic regulations aimed at strengthening oversight and transparency in the reinsurance market. Under the Reinsurance Directive 2080, foreign brokers seeking to operate with Nepali insurers are required to register with the Authority and open a local office. Companies from India, Malaysia, the United Arab Emirates (UAE), and Singapore have so far complied with this requirement. The latest deadline, which ended in Poush, marked the second extension granted by the regulator.Top3 min read