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NEPSE Governance Code Aims to Bolster Transparency and Accountability in Listed Companies

Top

2 min read

NEPSE Governance Code Aims to Bolster Transparency and Accountability in Listed Companies

NEPSE Governance Code Aims to Bolster Transparency and Accountability in Listed Companies The Securities Board of Nepal (SEBON), the capital market regulator, introduced the Institutional Governance Guidelines, 2074 (2017 AD) to standardize and improve the conduct of listed organized institutions. The directive is based on six core principles set by the OECD (Organisation for Economic Co-operation and Development), focusing on shareholders’ rights, equitable treatment, disclosure, accountability, board responsibility, and stakeholder obligations.

Dipesh Ghimire

15 Jun, 2025

District-wise

1 min read

District-wise Distribution of Bank and Financial Institution Branches in Nepal

As of Baisakh 2082, Nepal has 6,507 bank and financial institution branches across all 77 districts, with one branch per 4,483 people on average. Bagmati Province leads with 2,286 branches and the best coverage, while Madhesh has the worst access with one branch per 8,528 people. Kathmandu, Kaski, and Lalitpur have the highest concentration of branches, whereas Rautahat, Jajarkot, and Achham are among the most underserved. The data highlights significant disparities in banking access, emphasizing the need for improved financial inclusion in rural and remote districts of Nepal.

Sandeep Chaudhary

14 Jun, 2025

Latest Blogs

Read our latest blogs to get the latest updates & news.

Top

2 min read

NEPSE Governance Code Aims to Bolster Transparency and Accountability in Listed Companies

Dipesh Ghimire

15 Jun, 2025

District-wise

1 min read

District-wise Distribution of Bank and Financial Institution Branches in Nepal

Sandeep Chaudhary

14 Jun, 2025

Product-Wise Lending

2 min read

A Deep Dive into Product-Wise Lending Patterns (Baisakh-End 2082)

As of Baisakh-end 2082, Nepal’s commercial banks have disbursed over Rs. 44 Kharba in loans across various products. Global IME Bank leads with the highest total loan portfolio, followed by NABIL and NMB Bank. Term loans, working capital/demand loans, and cash credit loans dominate lending, while home loans and real estate loans show strong individual growth. Priority sectors like deprived sector lending and margin loans also see significant allocations. This detailed breakdown highlights lending trends and credit priorities in Nepal’s banking sector.

Sandeep Chaudhary

14 Jun, 2025

Sector-wise Loan Disbursement by Commercial Banks Crosses Rs. 44 Kharba by Baisakh End 2082

sector-wise credit

2 min read

Sector-wise Loan Disbursement by Commercial Banks Crosses Rs. 44 Kharba by Baisakh End 2082

As of Baisakh end 2082, Nepal’s commercial banks have disbursed over Rs. 4.40 trillion in loans. Global IME Bank, NABIL Bank, and Rastriya Banijya Bank (RBB) top the list in total sector-wise credit. Key sectors include wholesale and retail trade, consumption loans, infrastructure, and real estate. The latest data highlights the growing role of banks in economic development and shows strong diversification in loan portfolios across productive sectors.

Sandeep Chaudhary

14 Jun, 2025

bank

1 min read

Top 5 banks in Nepal by deposit types as of Baisakh End 2082

Top 5 banks in Nepal by deposit types as of Baisakh End 2082 include Global IME, NABIL, RBB, NIMB, and NBL. A heatmap analysis shows Global IME Bank leads in both fixed and savings deposits, while NABIL Bank has the highest call deposits. Savings and fixed deposits dominate the overall deposit structure across all banks. Current and other deposits remain minimal in comparison. This visual comparison highlights where each bank concentrates its fund mobilization strategy.

Sandeep Chaudhary

13 Jun, 2025

Commercial Banks'

2 min read

Commercial Banks' Capital Strength Revealed: NMB, Global IME Lead the Pack

As of Baisakh-end 2082 (May 2025), Nepal’s commercial banks show strong capital positions led by NMB Bank (NPR 60.43B), Global IME (NPR 61.42B), and NABIL Bank (NPR 56.20B). Global IME has the highest paid-up capital (NPR 38.11B). Negative retained earnings were reported in banks like NMB, Kumari, HBL, and Prabhu, signaling past losses or high payouts. Banks such as NABIL, RBB, and NIC Asia maintain solid reserves. The data reflects varied financial health, with stronger banks well-positioned for growth and stability, while weaker ones may require capital strengthening.

Sandeep Chaudhary

13 Jun, 2025

Financial Access

1 min read

Nepal’s Expanding Financial Access Landscape as of Baisakh End 2082

Nepal's banking sector has expanded to 54 institutions with 6,507 branches and over 5.9 crore deposit accounts. Loan accounts total 19.53 lakh, and mobile banking users have surged to 2.72 crore. ATMs now number 5,266 nationwide. Debit card usage exceeds 1.35 crore, while internet banking users top 24 lakh. Class "A" commercial banks dominate in all metrics, showing strong digital and physical outreach. The data reflects Nepal’s growing financial inclusion and digital banking adoption.

Sandeep Chaudhary

13 Jun, 2025

Capital Adequacy of Nepalese BFIs Shows Stable Health as of Mid-May 2025

Weighted Assets

1 min read

Capital Adequacy of Nepalese BFIs Shows Stable Health as of Mid-May 2025

As of Mid-May 2025 (Baisakh End, 2082), Nepal’s Banks and Financial Institutions (BFIs) maintain strong capital adequacy. The overall Core Capital to Risk-Weighted Assets (RWA) stands at 9.57%, while the Total Capital to RWA is 12.42%. Class "B" development banks lead with the highest ratios, reflecting sound financial health and compliance with regulatory norms. These figures indicate Nepal’s banking sector is well-capitalized and resilient against financial risks.

Sandeep Chaudhary

13 Jun, 2025

Liquidity

1 min read

Liquidity Position of Nepal’s BFIs as of Baisakh End, 2082

As of Baisakh End, 2082 (Mid-May 2025), Nepal’s BFIs reported a healthy liquidity position. Overall Cash & Bank Balance to Total Deposit stood at 7.32%, Investment in Government Securities at 16.59%, and Total Liquid Assets at 24.85%. Class "A" banks showed stronger liquidity compared to Class "B" and "C". This indicates stable short-term financial health across the banking sector.

Sandeep Chaudhary

13 Jun, 2025

Credit and Deposit

2 min read

Nepal Bank Credit and Deposit Ratio Analysis 2025: NPL, CD Ratio, and Financial Health

As of Mid-May 2025 (Baisakh End 2082), Nepal's banking sector shows a strong Total Deposit to GDP ratio of 112.73%, with Class "A" banks dominating. The Total Credit to GDP stands at 90.54%, reflecting solid lending growth. The overall Credit to Deposit ratio is balanced at 80.31%. Fixed deposits make up 50.59% of total deposits, while Saving Deposits hold 35.74% share. Non-Performing Loans (NPL) average 5.24%, but rise to 13.04% in Class "C" institutions. Deprived Sector Loans account for 5.74% of total lending. These indicators highlight stable financial growth but call for improved asset quality in lower-tier banks.

Sandeep Chaudhary

13 Jun, 2025