NEPSE trading

#NepalBanking #CustomerDeposit
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By Sandeep Chaudhary

Top Banks by Customer Deposits in Nepal – 2025 Ranking

Top Banks by Customer Deposits in Nepal – 2025 Ranking

Customer deposits are the backbone of Nepal’s banking sector, providing both the liquidity base and the trust indicator for banks. As of mid-July 2025, the total deposits of all commercial banks reached Rs. 6.54 trillion, with state-owned and large private banks leading the race.

At the top, Rastriya Banijya Bank (RBB) stands as the largest depository institution with Rs. 502.79 billion in deposits, reflecting its government ownership, large branch network, and historic customer trust. It is closely followed by Nabil Bank, the largest private bank in terms of deposits, with Rs. 532.23 billion, showcasing its dominance in both retail and corporate banking. Similarly, Global IME Bank, one of the fastest-growing private banks, comes next with Rs. 575.05 billion in deposits, which now puts it at the top of the private sector, reflecting aggressive growth strategies and mergers.

Other leading banks include Nepal Bank Limited (Rs. 336.87 billion) and Agriculture Development Bank (Rs. 293.73 billion), both state-owned institutions with strong rural penetration and long-standing customer bases. In the private sector, Nepal Investment Mega Bank (Rs. 476.29 billion), NIC Asia Bank (Rs. 323.56 billion), and Kumari Bank (Rs. 379.62 billion) have also emerged as strong deposit mobilizers. Additionally, Everest Bank (Rs. 301.15 billion) and Laxmi Sunrise Bank (Rs. 371.76 billion) remain in the top league, reflecting their balanced corporate and retail strategies.

This ranking highlights that while state-owned banks still dominate rural and legacy customer deposits, the private banks have overtaken them in terms of sheer volume and competitive growth, with institutions like Global IME, Nabil, and Nepal Investment Mega leading the charge.

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