लुम्बिनी विकास बैंकको २०८३ आषाढ महिनाको ब्याजदर सूचनाLumbini Bikas Bank: Interest Rates for Ashad 2083

Lumbini Bikas Bank Ltd.

Interest rate for Ashad Month 2083

Deposit Products

Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)

Normal Saving 2.75 % 100

Check - In Saving 2.75 % 100

Premium Saving 2.75 % 5,000

Women's Savings Account 2.75 % 100

Child Protection Savings 2.75 % 100

Senior Citizen Saving 2.75 % 1,000

Shareholder's Saving 2.75 % 100

Welcome Account 2.75 % 100

Locker Deposit 2.75 % NIL

Provident Fund Other 2.75 % NIL

General Savings 2.75 % 100

Child Future Plan 2.75 % 100

Sahayatra Savings Account (Interest Posting Frequency - Quarterly) 3.00 % 10,000

Lumbini Salary Account 2.75 % NIL

Social Security Savings 2.75 % NIL

Remittance Bachat Khata 4.00 % NIL

FCY Deposit (USD/GBP/Euro) 1.00 % 50 (USD/GBP/Euro)

Call Account Up to 1.37% -

Recurring Deposit

Akshaya Kosh Account Negotiable 10,000

Fixed Deposit Upto 1 Years 3.01% 10,000

- Quarterly/ At Above 5 years 4.70% 10,000

Maturity) Remittance Fixed Deposit (Upto 1 Years) 4.01% 10,000

Above 1 year to 2 year Institutional 2.75% 10,000

Above 2 Year 3.00% 10,000

Credit Products - Floating Interest Rate

Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)

Agro Plus Loan (TL/OD/DL) Upto 3 Years Base Rate + Premium (Up to 4%)

Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)

Above 5 Years Base Rate + Premium (Up to 4%)

Upto 3 Years Base Rate + Premium (1.5% to 4%)

Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)

Above 5 Years Base Rate + Premium (1.5% to 4%)

Business Plus Loan (OD/DL/TL) Base Rate + Premium (Up to 4%)

Comfort Loan Base Rate + Premium (Up to 4%)

Education Loan Base Rate + Premium (Up to 4%)

Foreign Employment Loan Base Rate + Premium (0% to 4%)

Personal Loan (OD/TL) Base Rate + Premium (1% to 4%)

Real Estate Loan (OD/DL/TL) Base Rate + Premium (1.5% to 4%)

Home Loan Base Rate + Premium (Up to 4%)

Margin Lending Loan Base Rate + Premium (Up to 4%)

Gold Loan (OD/TL) Base Rate + Premium (Up to 4%)

Two Wheeler Loan Base Rate + Premium (Up to 4%)

LBBL Green Loan Base Rate + Premium (Up to 4%)

Deprived Sector Loan (OD/TL) Base Rate + Premium (Up to 2%)

Professional Loan Base Rate + Premium (Up to 4%)

Deprived Sector (wholesale) (OD/DL/TL) Base Rate + Premium (2% to 4%)

Loan against FDR/NSB/DB Up to 2% on Coupon Rate

Consortium Loan (OD/BGL/TL) As per consortium decision

Credit Products - Fixed Interest Rate (p. a.)

Product Up to 5 Years Above 5 Years

Home Loan 11.00% 11.50%

Personal Loan (TL) 11.00% 11.50%

Comfort Loan 11.00% 11.50%

Education Loan 11.00% 11.50%

Two Wheeler 11.00% 11.50%

Auto Loan 11.00% 11.50%

*BR= 3 Months Average Base Rate as of Baishakh End 2083 i.e., 5.74 %.

* Interest rate on Premium Loans shall be charged as per NRB Directives'

* In case of watch list and other degraded exposure additional 2% premium may be charged.

* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.