स्ट्यान्डर्ड चार्टर्ड बैंक नेपालको ब्याजदर सूचना, १५ जुन २०२६ देखि लागूStandard Chartered Bank Nepal: Interest Rates Effective June 15, 2026
- वर्ग:
- Interest Rates
- प्रकाशित मिति:
- Published on June 14, 2026
- जारीकर्ता:
- NEPSE Trading
- पढ्ने समय:
- 3 मिनेट
STANDARD CHARTERED BANK NEPAL LIMITED is pleased to announce that with effect from 15th Jun 2026, the following range of interest rates will prevail.
INTEREST RATES (%P.A.) *
DEPOSIT RATES
SAVINGS DEPOSIT % P.A. MINIMUM BALANCE (IN NPR) ***
Normal Saving Account 2.75 As per Note 2
| Access plus Saving Account | 2.75 | 1,000 |
| Kiddy Bank Saving Account | 2.75 | 5,000 |
| Women Savings Account | 2.75 | 25,000 |
| Shareholder Account | 2.75 | 5,000 |
| Senior Citizen Account | 2.75 | 1,000 |
Payroll Plus Account ** 2.75 -
| Amulya Bachat Khata ** | 2.75 | 100,000 |
| Special Saving Account** | 2.75 | 300,000 |
| Remittance Saving Account | 3.75 | 10,000 |
FIXED DEPOSIT:
Individual Normal Remittance
6 months to 5 years 2.75 3.75
Above 5 years 3.95 4.95
Non Individual Normal Remittance
1 year and above** 2.75 -
LENDING RATES
WORKING CAPITAL LOANS % P.A.
| Cash Credit Base Rate + | 2.00 | 3.00 |
| Short Term Loan Base Rate + | 2.00 | 2.50 |
| Import loan / LATR Base Rate + | 2.00 | 3.00 |
| Import Invoice Financing (IIF) Base Rate + | 2.00 | 3.00 |
| Bills Purchase/ Credit Bills Negotiated** Base Rate + | 1.50 | 3.00 |
| Export / Preship / Post Shipment Loan Base Rate + | 2.00 | 2.50 |
| Vendor Pre-pay (Receivable Purchase) Base Rate + | 2.00 | 3.00 |
| Working Capital Loans under SSL Base Rate + | 1.00 | 2.50 |
| Small Business Loan (Secured)** Base Rate + | 2.00 | 3.00 |
| Small Business Loan under SSL (Secured)** Base Rate + | 1.00 | 3.00 |
TERM LOANS % P.A.
| Variable Rate Base Rate + | 2.00 | 3.50 |
| Variable Rate- Small Business Loan (Secured)** Base Rate + | 1.50 | 3.00 |
Fixed rate (upto 5 years) 7.00
Fixed rate (upto 7 years) 7.50
Fixed rate (upto 10 yrs) 8.00
TERM LOANS- Specified Sector Lending % P.A.
| Variable Rate Base Rate + | 1.00 | 2.50 |
| Variable Rate- Small Business Loan Base Rate + | 1.00 | 2.50 |
CALL DEPOSIT: Up to 1.00
BUSINESS PLUS ACCOUNT ** (Under Sweep Call Facility for SME Segment only): 0.25-1.00
MONEY MAXIMIZER ** (Under Call Deposit Account for Individuals Only): 1.00
FCY SAVING ACCOUNT:
USD 0.25
GBP 0.25
FCY FIXED DEPOSITS:
USD (Upto 1 yr) Linked to international benchmark rates.
GBP (Upto 1 yr) Linked to international benchmark rates.
Other Currencies Linked to international benchmark rates.
Variable Rate- Small Business Loan (Secured)** Base Rate + 1.00 to 2.50
Fixed rate (upto 5 years) 6.50
Fixed rate (upto 7 years) 7.00
Fixed rate (upto 10 yrs) 7.50
Loan against Own Fixed Deposit Higher of Base Rate+2.00 or Coupon Rate+2.00
LCY loan Against FCY Deposit with us** Base Rate + 2.00
Loan against Fixed Deposit of Other Banks Higher of Base Rate+4.00 or Coupon Rate
| Loan Against SBLC/Bank Guarantee/ Government Bonds Base Rate + | 2.00 | 2.50 |
| Loans to Multinational Companies** Base Rate + | 2.00 | 2.50 |
Deprived Sector Loans / MCMSE as prescribed by NRB Base Rate + upto 2.00
HOME LOAN
VARIABLE RATE Base Rate + 2.00 to 3.50
FIXED RATE (upto 10 yrs) 8.50
FIXED RATE (above 10 yrs) 8.75
PERSONAL LOAN
VARIABLE RATE Base Rate + 4.00 to 4.50
FIXED RATE (upto 5 yrs) 9.25
USD DENOMINATED FCY LOANS as per NRB regulation
* Rates are indicative ** Conditions Apply *** Account Balance in excess of the indicated minimum balance shall only be available for withdrawal
Notes:
1. Interest rates on consortium lending will be as per the decision of consortium subject to applicable base rate of this bank.
- Minimum balance for Normal Savings account: NPR 10,000 for Biratnagar, Pokhara, Narayangarh, Birgunj and all Kathmandu Valley Branches. NPR 5,000 for all other outside Kathmandu Valley Branches.
- All applicable interest rates shall be in accordance with NRB directives.
- SSL refers to loans under Specified Sector Lending as per NRB Directives.
5. Special limited period offer on mortgage loans at the fixed interest rate of 5.99% for first 7 years and Base Rate + 1.5% premium thereafter shall be applicable.**
Base Rate as of Baisakh 2083 : 4.23%
Average Base rate of Falgun 2082, Chaitra 2082 and Baisakh 2083: 4.29%
Net Interest Spread as of Baisakh 2083 : 3.88%
STANDARD CHARTERED BANK NEPAL LIMITED is pleased to announce that with effect from 15th Jun 2026, the following range of interest rates will prevail.
INTEREST RATES (%P.A.) *
DEPOSIT RATES
SAVINGS DEPOSIT % P.A. MINIMUM BALANCE (IN NPR) ***
Normal Saving Account 2.75 As per Note 2
| Access plus Saving Account | 2.75 | 1,000 |
| Kiddy Bank Saving Account | 2.75 | 5,000 |
| Women Savings Account | 2.75 | 25,000 |
| Shareholder Account | 2.75 | 5,000 |
| Senior Citizen Account | 2.75 | 1,000 |
Payroll Plus Account ** 2.75 -
| Amulya Bachat Khata ** | 2.75 | 100,000 |
| Special Saving Account** | 2.75 | 300,000 |
| Remittance Saving Account | 3.75 | 10,000 |
FIXED DEPOSIT:
Individual Normal Remittance
6 months to 5 years 2.75 3.75
Above 5 years 3.95 4.95
Non Individual Normal Remittance
1 year and above** 2.75 -
LENDING RATES
WORKING CAPITAL LOANS % P.A.
| Cash Credit Base Rate + | 2.00 | 3.00 |
| Short Term Loan Base Rate + | 2.00 | 2.50 |
| Import loan / LATR Base Rate + | 2.00 | 3.00 |
| Import Invoice Financing (IIF) Base Rate + | 2.00 | 3.00 |
| Bills Purchase/ Credit Bills Negotiated** Base Rate + | 1.50 | 3.00 |
| Export / Preship / Post Shipment Loan Base Rate + | 2.00 | 2.50 |
| Vendor Pre-pay (Receivable Purchase) Base Rate + | 2.00 | 3.00 |
| Working Capital Loans under SSL Base Rate + | 1.00 | 2.50 |
| Small Business Loan (Secured)** Base Rate + | 2.00 | 3.00 |
| Small Business Loan under SSL (Secured)** Base Rate + | 1.00 | 3.00 |
TERM LOANS % P.A.
| Variable Rate Base Rate + | 2.00 | 3.50 |
| Variable Rate- Small Business Loan (Secured)** Base Rate + | 1.50 | 3.00 |
Fixed rate (upto 5 years) 7.00
Fixed rate (upto 7 years) 7.50
Fixed rate (upto 10 yrs) 8.00
TERM LOANS- Specified Sector Lending % P.A.
| Variable Rate Base Rate + | 1.00 | 2.50 |
| Variable Rate- Small Business Loan Base Rate + | 1.00 | 2.50 |
CALL DEPOSIT: Up to 1.00
BUSINESS PLUS ACCOUNT ** (Under Sweep Call Facility for SME Segment only): 0.25-1.00
MONEY MAXIMIZER ** (Under Call Deposit Account for Individuals Only): 1.00
FCY SAVING ACCOUNT:
USD 0.25
GBP 0.25
FCY FIXED DEPOSITS:
USD (Upto 1 yr) Linked to international benchmark rates.
GBP (Upto 1 yr) Linked to international benchmark rates.
Other Currencies Linked to international benchmark rates.
Variable Rate- Small Business Loan (Secured)** Base Rate + 1.00 to 2.50
Fixed rate (upto 5 years) 6.50
Fixed rate (upto 7 years) 7.00
Fixed rate (upto 10 yrs) 7.50
Loan against Own Fixed Deposit Higher of Base Rate+2.00 or Coupon Rate+2.00
LCY loan Against FCY Deposit with us** Base Rate + 2.00
Loan against Fixed Deposit of Other Banks Higher of Base Rate+4.00 or Coupon Rate
| Loan Against SBLC/Bank Guarantee/ Government Bonds Base Rate + | 2.00 | 2.50 |
| Loans to Multinational Companies** Base Rate + | 2.00 | 2.50 |
Deprived Sector Loans / MCMSE as prescribed by NRB Base Rate + upto 2.00
HOME LOAN
VARIABLE RATE Base Rate + 2.00 to 3.50
FIXED RATE (upto 10 yrs) 8.50
FIXED RATE (above 10 yrs) 8.75
PERSONAL LOAN
VARIABLE RATE Base Rate + 4.00 to 4.50
FIXED RATE (upto 5 yrs) 9.25
USD DENOMINATED FCY LOANS as per NRB regulation
* Rates are indicative ** Conditions Apply *** Account Balance in excess of the indicated minimum balance shall only be available for withdrawal
Notes:
1. Interest rates on consortium lending will be as per the decision of consortium subject to applicable base rate of this bank.
- Minimum balance for Normal Savings account: NPR 10,000 for Biratnagar, Pokhara, Narayangarh, Birgunj and all Kathmandu Valley Branches. NPR 5,000 for all other outside Kathmandu Valley Branches.
- All applicable interest rates shall be in accordance with NRB directives.
- SSL refers to loans under Specified Sector Lending as per NRB Directives.
5. Special limited period offer on mortgage loans at the fixed interest rate of 5.99% for first 7 years and Base Rate + 1.5% premium thereafter shall be applicable.**
Base Rate as of Baisakh 2083 : 4.23%
Average Base rate of Falgun 2082, Chaitra 2082 and Baisakh 2083: 4.29%
Net Interest Spread as of Baisakh 2083 : 3.88%
