By Sandeep Chaudhary
RSDC Laghubitta Declares 8% Cash Dividend for FY 2081/82 – No Bonus Shares This Year

RSDC Laghubitta Bittiya Sanstha Limited (RSDC) has announced an 8% cash dividend for its shareholders for the fiscal year 2081/82, with no bonus shares this time. This decision was approved by the company’s board of directors based on its annual profit and regulatory requirements. The dividend proposal will soon be forwarded to the Nepal Rastra Bankfor approval and later endorsed by the upcoming Annual General Meeting (AGM).
In recent years, RSDC has maintained a consistent dividend distribution policy, ensuring stable returns for its investors. Compared to the previous fiscal year (2080/81), when the company distributed 9.5% bonus shares and 0.5% cash dividend, the current year’s decision focuses solely on liquidity returns. This move indicates a strategic approach by the microfinance institution to strengthen its capital base while still rewarding shareholders with tangible cash benefits.
Looking at historical data, RSDC’s total dividend payout has ranged between 9% and 16% over the past several years. Earlier, the institution preferred mixed dividends (both bonus and cash), but the recent trend shows a gradual shift toward cash-only distributions, aligning with the company’s sustainable growth and financial prudence.
The 8% cash dividend for FY 2081/82 showcases RSDC’s continued profitability and commitment to maintaining shareholder value amid a competitive microfinance sector. Investors have appreciated the consistent performance despite challenging liquidity conditions and regulatory adjustments in the sector.